Subaru Payment Made Easy: A Complete Guide to Paying Your Bills on Time

As a Subaru owner, you know that your vehicle is more than just a car, it’s a reliable partner that can take you places. However, to continue experiencing a hassle-free ride, you need to take care of its maintenance, which includes paying your bills on time. If you’re unsure about how to do that, don’t worry; we’ve got you covered with this complete guide.

Why is Timely Payment Important?

Before we dive into the payment methods, let’s understand why timely payment is crucial. A missed payment or delay can lead to additional charges, which may increase your overall bill. Also, if you continue to miss payments, your account may become delinquent, and that can harm your credit score. Eventually, this can lead to a reduction in your creditworthiness and difficulty in obtaining loans or financing in the future.

How to Pay for Your Subaru Bill

You have three primary options to pay your Subaru bill, and those are:

1. Online Payment Method

Subaru provides an online payment option that is secure, convenient, and the quickest way to make your payment. Here’s how to use this method:

  • Create an account at Subaru Motors Finance website.
  • Link your payment source- bank account or credit card.
  • Enter the payment amount and submit the payment.
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Once you’re done, you’ll receive a confirmation, and your payment will be reflected in your account within a few business days.

2. Mailing Your Payment

You can also make your payment by mailing a check to the Subaru Motors Finance Center. Here’s what you need to do:

  • Write a check payable to Subaru Motors Finance.
  • Include your account number and the payment amount.
  • Mail your check to the address provided in your billing statement.

The processing time for mailed payments varies, but it generally takes 5-7 business days. Therefore, if you choose to mail your payment, make sure to plan accordingly.

3. Visit a Dealership

Visiting a Subaru dealership where you purchased or leased your vehicle is another option to pay your bills. Here’s how to do it:

  • Look for the nearest Subaru dealership in your locality.
  • Visit the dealership and ask to make a payment.
  • Provide your account number and the payment amount.
  • Receive a confirmation of your payment.

Automatic Payment Option

One convenient way to ensure that your bills are paid on time is to set up automatic payments. Here’s what you need to do:

  • Log in to your account at Subaru Motors Finance website.
  • Click on the automatic payments option.
  • Select your payment source, payment amount, and frequency.
  • Submit and confirm the payment schedule.

By selecting this method, you don’t have to worry about missing a payment or being late, as the payment amount will be automatically deducted from your account on the due date.

What Happens if You Miss a Payment?

If you’re unable to make a payment, call the Subaru customer service center as soon as possible. They will work with you to determine the best course of action. Depending on the reason for the missed payment, the customer service team may offer payment plan arrangements or modifications to your account.

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However, if you continue to miss payments and don’t communicate with the customer service team, your account may be delinquent, and you may be charged an additional late fee. After some time, your account may be referred to a collection agency, which can negatively impact your credit score.

Frequently Asked Questions

How do I sign up for automatic payments?

To sign up for automatic payments, log in to your account on the Subaru Motors Finance website and navigate to the automatic payments section. From there, you can choose your payment source, payment amount, and frequency, and submit the payment schedule.

Can I pay my Subaru bill using my credit card?

Yes, Subaru Motors Finance accepts credit cards, or you can use a bank account to pay your bills.

What is the mailing address for Subaru bill payments?

The mailing address for Subaru bill payments is provided in your billing statement. If you’re unable to locate it, contact customer service for assistance.


In conclusion, paying your Subaru bills on time is essential to maintain a reliable and trouble-free ride. You have various payment options, such as online payments, mailing your payment, or visiting a dealership. Additionally, setting up automatic payments can ease your billing process and make it worry-free. Lastly, don’t hesitate to contact customer service if you’re unable to make a payment. Now that you have this complete guide, paying your Subaru bills is easier than ever before. So, stay on top of your bills and enjoy your ride!

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Billy Covington

With a passion for all things automotive, Billy is our go-to expert on Subaru performance upgrades and modifications. He's been featured in several car magazines and blogs, and his extensive knowledge and expertise make him a valuable member of our team. When he's not working on cars, he enjoys playing guitar and writing music.

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