How to Choose the Best Subaru Extended Warranty for Your Vehicle: Cost, Benefits, and More

If you are a Subaru owner, you may be considering purchasing an extended warranty for your vehicle. An extended warranty, also known as a vehicle service contract, can provide valuable protection for your car beyond the manufacturer’s warranty. But how much should you pay for a Subaru extended warranty? What factors impact the cost, and is it worth the investment? In this article, we’ll answer these questions and more to help you make an informed decision.

What is an Extended Warranty and How Does It Work?

An extended warranty is a contract that provides coverage for certain repairs and maintenance for a set period of time or mileage beyond the standard warranty that comes with your vehicle. This can include components such as the engine, transmission, electrical systems, and more. In exchange for a fee, the warranty will cover the cost of repairs or replacements for covered components that fail due to normal use. Extended warranties can be purchased from the manufacturer or third-party providers.

Why Purchase an Extended Warranty for Your Subaru?

There are several reasons why you might want to consider purchasing an extended warranty for your Subaru, including:

  • Peace of mind: An extended warranty provides protection against unexpected repair costs, which can help you avoid financial stress and uncertainty.
  • Higher resale value: A vehicle with an extended warranty may have a higher resale value, as it can give potential buyers added confidence in the vehicle’s condition.
  • Comprehensive coverage: With an extended warranty, you can have peace of mind knowing that a wide range of components are covered, which can help you avoid unexpected expenses in the future.
  • Convenient repair options: Many extended warranties come with added benefits such as roadside assistance, rental car coverage, and other perks that can make repairs more convenient and hassle-free.
See also  Subaru Engine Manufacturing: A Comprehensive Insight into Boxer Engines and Technologies

Factors That Impact the Cost of an Extended Warranty

The cost of an extended warranty will depend on several factors, including:

  • Age and mileage of the vehicle: Older vehicles with higher mileage may cost more to insure due to the increased risk of repairs.
  • Type of coverage: The type of coverage you choose will impact the cost. Comprehensive coverage that covers more components will generally cost more than basic coverage.
  • Provider: Different providers may have different pricing models, so it’s important to shop around and compare options.
  • Deductible: The amount of the deductible you choose will also impact the cost of the warranty. A higher deductible can lower the cost of the warranty but may result in higher out-of-pocket expenses if repairs are needed.

Average Costs for Subaru Extended Warranties

The cost of a Subaru extended warranty can vary depending on the factors outlined above. However, according to industry research, the average cost for a Subaru extended warranty ranges from $1,000 to $3,000. This cost can be spread out over the life of the contract, usually in monthly payments.

Pros and Cons of Purchasing an Extended Warranty

Before deciding whether to purchase an extended warranty for your Subaru, it’s important to weigh the pros and cons.


  • Provides protection against unexpected repair costs
  • Can increase the resale value of your vehicle
  • Comprehensive coverage for a wide range of components
  • Convenient repair options and added perks


  • Can be expensive, especially for older vehicles
  • May not cover all repairs or have limitations and exclusions
  • May not be necessary for some vehicles or owners
  • May be difficult to cancel or receive a refund
See also  How to Use 2017 Subaru Navigation: Tips, Tricks, and Insights

Tips for Choosing an Extended Warranty

If you decide to purchase an extended warranty for your Subaru, here are some tips to help you get the best deal:

  • Research providers: Shop around and compare quotes from multiple providers to find the best price and coverage options.
  • Read the fine print: Carefully review the terms and conditions of the warranty, including any limitations or exclusions.
  • Consider your driving habits and needs: Choose a warranty that aligns with your driving habits and needs, and avoid buying coverage you don’t need.
  • Negotiate the price: Providers may be willing to negotiate the price or terms of the warranty, so don’t be afraid to ask.
  • Understand cancellation and refund policies: Make sure you understand the process for canceling or receiving a refund for your warranty before making a purchase.

Subaru Reliability and Repair Costs

When considering whether to purchase an extended warranty, it’s important to also consider the reliability of your Subaru and potential repair costs. According to J.D. Power’s 2021 Vehicle Dependability Study, Subaru ranks as the 9th most reliable automaker out of 32. Additionally, based on RepairPal ratings, the average annual repair cost for a Subaru is $617, which is lower than the average for other makes and models.

Frequently Asked Questions

Do I need an extended warranty for my Subaru?

Whether you need an extended warranty for your Subaru depends on several factors, including the age and mileage of your vehicle, your driving habits, and your financial situation. If you are concerned about unexpected repair costs and want added peace of mind, an extended warranty may be worth considering.

See also  Can I Get Subaru Forester 2016 Coolant?

Is it better to purchase an extended warranty from the manufacturer or a third-party provider?

There is no one-size-fits-all answer to this question. Both manufacturer and third-party warranties have their pros and cons, and it’s important to compare options and choose the best fit for your needs and budget. Manufacturer warranties are typically more comprehensive but may be more expensive, while third-party warranties may be more affordable but may have more limitations and exclusions.

Can I cancel my extended warranty if I change my mind?

Yes, you can typically cancel your extended warranty if you change your mind, but the process may vary depending on the provider. Be sure to review the cancellation policy before making a purchase, and understand any fees or penalties that may apply.


Purchasing an extended warranty for your Subaru can provide added peace of mind and protection against unexpected repair costs. However, it’s important to carefully consider the cost, coverage, and provider before making a purchase. By understanding these factors and following the tips outlined in this article, you can make an informed decision and choose the best warranty for your needs and budget.

Avatar photo

Joseph Weaver

With a background in engineering and a passion for cars, Joseph brings a unique perspective to our blog. He's particularly interested in the technology and innovation behind Subaru's advanced safety features, and his articles on this topic are always insightful and informative. When he's not writing, he enjoys playing video games and spending time with his family.

Recommended Articles